Motor Vehicle Legal Terms

The laws regarding motor vehicles differ from state to state. In general, laws assume that a vehicle was operated by the owner's permission.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or specifically target social hosts. Mandatory education, alcohol treatment and interlock devices all have a limited impact.

Legal Definitions

State laws regulate the legal terms used by motor vehicles. The federal definitions of national fuel economy standards and licensing requirements for drivers of commercial vehicles are mostly administrative and do not apply to states that decide their own registration classifications. These classifications of vehicles determine if a driver needs an exclusive license to operate certain types vehicles.

These state laws define terms like "automobile," "light trucks" and many more. For instance the definition of light truck encompasses any motor vehicle with an rated carrying capacity by the manufacturer of 7,500 pounds or less. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a device equipped with wheels, typically used by persons who because of physical impairment cannot walk around as pedestrians. A moped is a motor vehicle that has no more than three wheels in contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the operator who sits on the top of it. A person who holds the legal title to a car is called its owner.

Traffic Laws

Typically, each state has its own set of motor vehicle law that cover everything from the registration process to the insurance requirements. These laws also cover the types of vehicles that are covered by the law. While some of these laws are similar between states, some are very different. For instance, there are laws that limit the number of people one can carry in a pedicab. There are laws that prohibit reckless driving on certain kinds of roads, including parking areas.

If you are in violation of these laws, you could be punished with a fine and/or a penalty. Penalties can include having your license suspended or the requirement to go to traffic school.

One of the most important laws a state has regarding vehicles is that which governs the speed limits set on roadways. In New York, for example, it states that the speed limit for commercial vehicle is the same as that of an automobile.

The law also sets out the definition of a "sharonville motor vehicle Accident lawsuit vehicle." This includes every description of a carriage or other contrivance that is propelled by mechanical energy and employed on a public highway for the transportation of persons or property, or for other commercial use. The law does not apply to trailers, coaches and semitrailers, all-terrain and snowmobile vehicles, motorized mobility assist devices for people with disabilities as well as self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer from financial loss due to liability for bodily injury or death or property damage caused by a third-party arising from maintaining, operating or the use of an insured vehicle. It can also provide protection against physical damage to the vehicle. It must contain the name and address the named insured as well as the coverage provided by the policy. It also includes the amount of the premium and the time for the period for which the policy is in effect, as well as the maximum amount of responsibility. It must also include an agreement or a statement that the insurance is provided in accordance with the coverage specified therein as respects injuries to the body or property damage, and is subject to all provisions of this chapter.

The language in a rhinelander motor vehicle accident law firm vehicle insurance policy can be confusing to the average person, and Duncanville law firms usually recommend that a person read the policy sample to fully understand the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle." The phrase is used frequently in statutes governing the registration of vehicles and financial responsibility laws.

Examples of the coverages that are covered under a motor insurance policy include commercial auto insurance for vehicles used for business, commercial establishments or for employment, activities, or occupations that are done to earn money, automobile liability insurance, which includes PIP MP, MP, as well as uninsured or underinsured driver coverage (UM/UIM). Many states require drivers to carry this kind of insurance.

Permissive Use

It is crucial to understand what insurance coverage is available in the event that a person other than the named insured or a family member is driving your car and causes an accident. This is called permissive usage. The specifics of your insurance policy might differ, but the majority of large automobile insurers provide this kind of coverage.

It is crucial to remember that you are liable for any damage caused by a driver with your permission. Permission can be implied or express and does not typically have to be written.

In determining if there is an implied permission, courts consider the relationship between the parties; their prior behavior and use of the vehicle; as well as the circumstances surrounding the specific driving event that is in question. A court also will consider whether any restrictions were imposed on the permissive use and if even slight deviation from the time, place and use limitations of the original permission would violate these restrictions.

Be aware that adding another driver to your insurance will likely increase your insurance premium up, as it makes the car more risky to insure. It is therefore important to consider your options carefully prior to lending your vehicle to other people. Contact Jerry for a free insurance quote and discuss your policy's terms.